Effective Date: September 23, 2026

Introduction

At schefferbadkamers, operated by Scheffer Badkamers B.V., we want every purchase to have clear and transparent payment terms. This Payment Policy explains the payment methods available on our website, how payments are processed, payment verification, pricing and taxes, payment security, failed payments, and refunds.

Our checkout will clearly show the available payment method and the total amount payable before you confirm your order. Google Merchant Center requires ecommerce websites to provide a secure checkout, accurate pricing, clear purchase conditions, and at least one conventional payment method.

1. Payment Methods We Accept

We currently offer the following payment methods:

• Credit Card

• Debit Card

• Google Pay

• Buy with Shop

Only payment methods that are actively available and displayed at checkout can be used to complete an order.

If a payment method is temporarily unavailable or is not displayed during checkout, please select another available payment option.

Payment availability may depend on the order, customer information, eligibility requirements, or the payment provider's own terms.

2. How Payment Processing Works

When you place an order through schefferbadkamers.store, you select one of the payment methods available at checkout.

Your payment is processed through the selected payment provider or payment processing system.

Depending on the payment method, the provider may perform authorization, verification, fraud prevention, or eligibility checks before the transaction is completed.

Submitting an order does not necessarily mean that the payment has been successfully authorized. Your order is considered successfully placed once the payment has been accepted and you receive an order confirmation from us.

Our checkout is intended to allow customers to complete their purchase directly through our website using the payment options provided at checkout. Google requires the checkout process to be functional, secure, and capable of being completed without unnecessary obstacles.

3. Credit Card

If you choose to pay by credit card, you will provide the required card information through the secure payment interface available during checkout.

Your payment may be subject to authorization and security checks by the card issuer or payment processor.

We do not intentionally store complete payment credentials, such as your full card number or security code, on our own website when such information is processed through the applicable payment system.

4. Debit Card

If you choose to pay by debit card, your payment will be processed through the payment system available at checkout.

The transaction may require authorization or verification by your card issuer or payment provider.

The availability of debit card payments may depend on the card type, payment provider, country, or other applicable requirements.

5. Google Pay

If you choose Google Pay, payment will be handled through the Google Pay payment service and the applicable payment processor.

Your payment may be subject to authorization, verification, security, and fraud-prevention checks.

The availability of Google Pay may depend on your device, browser, account, payment card, location, and other requirements determined by the payment service.

6. Buy with Shop

If you choose Buy with Shop, payment will be handled through the Shop payment service and the applicable payment processing system.

The availability of Buy with Shop may depend on your account, device, payment method, location, order details, and other applicable requirements.

Additional terms or verification procedures may apply when using Buy with Shop.

7. Pricing and Currency

All product prices displayed on our website are shown before you complete your purchase.

The applicable product price, shipping charges, taxes, discounts, and total amount payable will be displayed during checkout before you submit your order.

You should carefully review your:

• Products

• Quantity

• Shipping address

• Billing information

• Shipping charges

• Applicable taxes

• Discounts

• Total order amount

• Selected payment method

before confirming your purchase.

We aim to ensure that prices shown on our website, product pages, cart, checkout, and relevant product information are consistent. Google Merchant Center requires the price presented to customers to remain consistent throughout the checkout process, except for applicable government-mandated fees or clearly disclosed reductions such as promotions.

8. Taxes and Additional Charges

Where applicable, taxes and other mandatory charges will be calculated and displayed during checkout before you confirm your order.

Any applicable shipping charges or other customer-facing costs will be clearly disclosed before payment is submitted.

We do not intentionally add undisclosed charges after an order has been confirmed.

Google Merchant Center requires merchants to clearly disclose the full expense a customer will bear before and after purchase and to clearly disclose additional applicable fees.

9. Payment Authorization and Verification

For security and fraud-prevention purposes, certain transactions may be subject to additional verification.

The payment provider or our payment system may check information such as:

• Billing information

• Shipping information

• Payment authorization

• Transaction details

• Fraud or security indicators

If additional verification is required, an order may be temporarily held while the payment is reviewed.

If a payment cannot be successfully verified or authorized, we may be unable to complete the order.

10. Payment Security

We take reasonable measures to protect payment-related information.

Our checkout is designed to use secure connections and established payment processing systems for payment processing.

Payment information entered through Credit Card, Debit Card, Google Pay, or Buy with Shop is handled according to the applicable payment service's security procedures and terms.

We do not intentionally store complete payment credentials, such as full payment account passwords or other authentication credentials, on our own website.

Google requires ecommerce checkout pages to be protected with a valid SSL certificate and requires payment and personal information to be handled securely.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

11. When a Payment Fails or Is Declined

If your payment fails, is declined, or cannot be authorized, your order may not be completed.

A payment can fail for various reasons, including:

• Payment provider authorization issues

• Incorrect billing information

• Incorrect payment details

• Security or fraud-prevention checks

• Payment provider restrictions

• Insufficient available funds

• Technical issues

• Eligibility requirements imposed by the payment provider

If your payment does not go through, you may try another available payment method at checkout.

If you continue to experience problems, please contact us using the details provided below.

12. Order Confirmation

After a successful purchase, we will provide an order confirmation using the contact information supplied during checkout.

Your confirmation may include information such as:

• Order number

• Products purchased

• Order total

• Payment status

• Billing information

• Shipping information

• Other relevant order details

If you do not receive an order confirmation after completing payment, please contact us so we can check the status of your order.

Google's checkout requirements state that customers should receive confirmation after completing a transaction.

13. Payment Holds and Fraud Prevention

To protect our customers and our business, an order may be reviewed if our payment provider or security systems identify unusual activity.

This may result in:

• A temporary payment or order hold

• Additional verification

• A request for additional information

• Delayed order processing

• Cancellation of the order if payment cannot be successfully authorized or verified

Any payment-provider-specific fraud or verification procedures may also apply.

These measures are intended to help protect customers and prevent unauthorized transactions.

14. Refunds

If you are entitled to a refund under our applicable Return & Refund Policy, the refund will normally be processed through the original payment method used for the purchase.

For example, an order paid by Credit Card or Debit Card will normally be refunded through the applicable card payment process. Payments made using Google Pay or Buy with Shop will normally be handled through the applicable payment service and original payment method.

The time required for the refund to appear in your account may depend on the payment provider, card issuer, or financial institution.

For complete information about returns, cancellations, refund eligibility, and refund processing, please see our:

• Return & Refund Policy

• Terms & Conditions

15. Cancellation and Payment

If an order is cancelled before fulfillment, any applicable refund will be handled according to our Return & Refund Policy and applicable consumer rights.

Where a payment has already been processed, the applicable refund will normally be sent back through the original payment method.

For information about your statutory cancellation and withdrawal rights, please see our Return & Refund Policy.

16. Payment Disputes and Chargebacks

If you believe there is an incorrect charge, duplicate payment, or another billing issue, please contact us first so that we can investigate the matter.

Email: info@schefferbadkamers.store

Phone: +31 314 624 245

We will review the transaction and provide relevant information about the order and payment where appropriate.

You always retain any applicable rights you may have with your payment provider or under applicable consumer law.

17. Third-Party Payment Services

Google Pay and Buy with Shop are payment services that may involve third-party payment processing.

Credit Card and Debit Card transactions may also be processed through third-party payment processors or financial institutions.

Their own terms, privacy policies, security procedures, and payment conditions may apply when you use their services.

You should review the applicable provider's information before completing a payment if you have questions about how they process payment information.

18. Payment Information and Privacy

Personal information required to process your order and payment is handled in accordance with our Privacy Policy.

We only request information that is reasonably necessary to process your purchase, provide the requested service, prevent fraud, meet legal obligations, and provide customer support.

Google's checkout requirements also state that merchants should collect only information necessary to process the order and handle customer information responsibly and securely.

19. Payment Availability

The payment methods available to you are the methods displayed at checkout.

We may change, add, remove, or temporarily suspend a payment method when necessary due to payment-provider availability, technical issues, security requirements, or other operational reasons.

Any payment method currently available for your order will be displayed before you complete your purchase.

20. Contact Us

If you have any questions about payments, billing, payment verification, refunds, or this Payment Policy, please contact us.

Get In Touch

Business Name: schefferbadkamers
Legal Business Name: Scheffer Badkamers B.V.
Website: https://schefferbadkamers.store/
Email: info@schefferbadkamers.store
Phone: +31 314 624 245
Business Address: Handelsweg 4-8, 7021 BZ Zelhem, Netherlands
VAT Number: NL800459581B01
Customer Support: 24/7 Live Chat
Business Hours: Monday – Friday, 9:00 AM – 5:00 PM
Time Zone: Central European Time (CET)

Contact Us

Related Policies

For additional information, please visit:

• Privacy Policy

• Return & Refund Policy

• Shipping Policy

• Terms & Conditions

• Cookie Policy

• Contact Us